
As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.
This loan is fully amortized over a 15-year period and features monthly payments that never change. It offers all the advantages of the 30-year loan, plus a lower interest rate, and you’ll be mortgage-free and own your home in half the time. We can tailor your mortgage loan to fit your overall goals, like preparing for retirement. In addition to 15-year fixed-rate mortgages, we also offer further customization, such as 12-year, 18-year, and 23-year loans. We can help you compare these products to see which one is right for you and to make your golden years truly golden.
We’re here to make the home loan process easier, with tools and expertise that will help guide you along the way, starting with our 15-Year Fixed Rate Mortgage Qualifier.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you – whether you’re a first-time home buyer or a seasoned investor.
Here's how our home loan process works:
Complete our simple 15-Year Fixed Rate Mortgage Qualifier
Receive options based on your unique criteria and scenario
Compare mortgage interest rates and terms
Choose the offer that best fits your needs
Fixed Rates
Conforming Loans
Jumbo & Super Jumbo Loans
FHA, VA, and USDA Loans
Terms from 5 to 30 Years