
Typically, an FHA loan is one of the easiest types of mortgage loans to qualify for because it requires a low down payment, and you can have less-than-perfect credit. Borrowers who cannot afford a traditional down payment of 20% or can’t get approved for private mortgage insurance should look into FHA loans.
An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). Essentially, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments and to help stimulate the housing market by making loans accessible and affordable.
We’re here to make the FHA home loan process easier, with tools and expertise that will help guide you along the way, starting with our FHA Loan Qualifier.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you – whether you’re a first-time home buyer or a seasoned investor.
Here's how our home loan process works:
Complete our simple FHA Loan Qualifier
Receive options based on your unique criteria and scenario
Compare mortgage interest rates and terms
Choose the offer that best fits your needs
Fixed Rates
Adjustable Rates (ARM)
3.5% Down Payments
Jumbo & Super Jumbo Loans
Terms from 5 to 30 Years